Start free. Upgrade when you want the shared view and the planning engines.
Solo net-worth tracking is free forever, and there is no household to create first — every account gets its own workspace at signup. Checkout runs inside the app against the live Stripe catalog, so the price you see there is the price you pay.
What each plan unlocks
Solo
Everything you need to keep an honest ledger of your own net worth.
- Unlimited accounts, institutions and dated snapshots
- Debt payoff centre — avalanche, snowball and 0% promo tranches
- Emergency-fund runway, liquidity tiers and savings rate
- One active goal, snapshot reminders, streaks and badges
- CSV, PDF and full-fidelity JSON export
Household
Share the picture with your household and switch on the analytics engines.
- Everything in Solo
- Shared accounts — read-only or full-access, set per account
- Monte Carlo projections, FIRE calculator and narrative insights
- Benchmark against the S&P 500 total-return index
- Institution breakdown with concentration alerts
- Multiple active goals and the monthly recap email
- Annual summary and lender-ready net-worth statement PDFs
- Public API with token scopes and signed webhooks
- Ask the ledger — plain-language answers over your own numbers
Vault
For records that need protection as well as a place to live.
- Everything in Household
- Retirement income planner with Social Security claiming
- Insurance tracking — life, home, auto and umbrella policies
- Zero-knowledge, end-to-end encrypted accounts only you can read
- Tangible asset vault for property, vehicles and valuables
Pricing FAQ
Do I need a household to subscribe?
No. Every account is given its own household the moment you sign up, so you can subscribe straight away with nothing to create or join first. Billing is scoped to that household, which is what lets a plan cover everyone in it once you invite someone.
I found WorthSync in the Play Store — where do I subscribe?
On the web. The mobile apps contain no purchase flow, so plans are chosen at app.worthsync.com/pricing in a browser. It is the same account either way: subscribe on your laptop and the app on your phone picks it up.
Are these the prices I will actually be charged?
Yes. The figures on this page are read directly from our Stripe catalogue, which is the billing system of record, so they are the same numbers checkout will show you. Tax, where it applies, is calculated at checkout based on your location.
Can I stay on the free tier?
Yes, indefinitely. Solo covers unlimited accounts and snapshots, debt payoff, emergency runway, one active goal, and full data export. Nothing expires and no card is required.
Is there a referral program?
Yes. Every account has a referral code at app.worthsync.com/refer. When someone signs up with it, both households are rewarded: 30 days of the Household plan if you are on the free tier, or a credit against your bill if you are already subscribed.
What happens to a shared account if I cancel?
Your data stays. Shared visibility and the paid analytics are gated on the plan, so they stop being available, but every account, snapshot, and goal remains in your ledger and can be exported in full at any time.