The net worth tracker that replaces your spreadsheet.
Reliable trend lines and shared household views — without the spreadsheet drift. Track assets, debts, and goals in one snapshot ledger you can actually trust.
Built for the way real households track wealth.
The app is not a budgeting toy. It is a snapshot ledger for people who want reliable trend lines, household collaboration, and enough structure to trust the result.
Snapshot-based net worth
Log balances by date and let period analytics normalize irregular entries instead of forcing fake month-end data.
Household workspace
Keep solo tracking simple, then create a shared household when you need a common view across members.
Private vs shared visibility
Accounts can stay private, shared read-only, or shared with full access so collaboration does not mean overexposure.
Encrypted financial fields
Sensitive account data is designed around database-level protections and field encryption in the app stack.
Account lifecycle history
Archive or consolidate closed accounts without creating artificial cliffs in your long-term net-worth chart.
Goals, FIRE, and retirement planning
Move from raw balances into forward-looking targets, savings behavior, payoff planning, and retirement scenarios.
A trust posture suitable for financial records.
WorthSync is built around explicit ownership boundaries and auditable account history, not broad client-side trust.
Database-enforced access rules
The product architecture uses Row-Level Security so user-data boundaries live in the database layer.
Clerk authentication
Auth, sign-in, and account security stay with Clerk rather than custom session handling.
Shared-view semantics
Personal, shared, and combined net-worth views are driven by account visibility flags rather than separate duplicate screens.
Questions before you sign in
Is WorthSync a budgeting app?
No. WorthSync is focused on net worth, assets, liabilities, temporal snapshots, household sharing, and longer-horizon planning.
Can I use it without a household?
Yes. Solo users can track accounts, snapshots, and goals. Household features unlock sharing, monthly recap, and paid household plans.
Where does the app live?
The application is live at app.worthsync.com. The main domain is the public marketing and content layer.
Why EmDash for the main site?
EmDash gives the marketing domain an Astro and Cloudflare-native CMS, separate from the authenticated Next.js application.